San Francisco is building more now than it has in generations. More homes, more commercial and office space, more parks, and more public spaces.
Here are seven neighborhoods critical to the future of San Francisco, and the forces aligned for and against changes on the horizon.
Buyers and sellers are on separate sides of the fence when it comes to home sales. What one is trying to achieve is often diametrically opposed to what the other wants to see happen—the first usually wants to steal the property while the other wants top dollar. And yet, they share the same ultimate goal. …
Mortgage rates may be at an all time low, but there’s still a big difference between a 3 percent and 4 percent rate. We take a look at the factors that determine your mortgage rate and calculate how much you’ll pay. When you start looking to buy a house, you’re going to hear all about …
Several factors influence your credit scores. Most important: your track record of paying on time and how much of your credit limits you use. Your credit scores are determined by several factors, such as whether you pay bills on time and the length of time you’ve used credit. Understanding what factors affect credit scores helps you plan the most …
“For money you wouldn’t need for more than 10 years, which ONE of the following do you think would be the best way to invest it—stocks, bonds, real estate, cash, gold/metals, or bitcoin/cryptocurrency?” That question was recently asked of more than a thousand investors in a Bankrate survey, and the winner—by a large margin—was real estate. …
In July, housing confidence increased as more Americans reported now is a good time to buy, according to Fannie Mae’s latest Home Purchase Sentiment Index. According to the GSE’s report, sentiment rose by 2.2 points in July to 93.7. Not only is this a 7.2-point increase from last year’s level, but it also marks a new …
Americans have never felt better about buying a house than they do right now Read More »
A new Bay Area startup is offering prospective homebuyers a path to ownership without having to put any money down. ZeroDown, the rent-to-buy service launched Tuesday wants to give people that can’t save up for a big downpayment a chance to buy, but still, it’s not going to come cheap. “Ask anyone in the Bay Area and …
The typical working-age American earns about $41,400 each year. In most parts of the world, an income at that level would guarantee an extraordinarily high standard of living. Yet few Americans move to Lagos or Mumbai—or even Palermo—despite the apparent gains to be made. The reason, of course, is that the typical American cannot earn anything close …
You Still Might Be Able to Afford a House in San Francisco Read More »
More than 20 percent of California’s top public high schools are located directly in Silicon Valley or in neighboring areas to the south and west, according to the latest annual rankings by US News & World Report. In fact, the top two local schools are in Gilroy and Santa Cruz. In Gilroy, Dr. T.J. Owens …
These Silicon Valley-area public high schools get top grades from US News & World Report Read More »
In this two-minute video, you’ll learn the difference between an adjustable-rate mortgage (ARM) and a fixed-rate mortgage. Summary Loan terms are 15, 20 and 30 years. Fixed-rate mortgages may offer predictability and stability with a rate that doesn’t change. A 5/1 ARM has a fixed rate for the first five years. The initial rate of …
The difference between adjustable-rate and fixed-rate mortgages? Read More »
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